Financing
Unlock the Potential of Your Portfolio with a Box Spread Loan
An affordable solution to access liquidity without selling your investments
At Oui Financial, we offer an innovative financing solution designed for savvy investors: the Box Spread Loan. This approach allows you to borrow against your portfolio while keeping your investments intact. With low interest rates, tax advantages, and flexible repayment terms, it’s an efficient way to leverage your assets and seize new opportunities.
Why Choose a Box Spread Loan?
Competitive Interest Rates
- Competitive rate (current rate).
- No additional fees from Oui Financial.
Significant Tax Advantages
- Interest paid on the loan is fully deductible as capital losses, with no limit.
Flexible Repayment Terms
- Only pay interest, with no obligation to repay the principal unless you choose to.
- Your portfolio remains invested, allowing it to continue growing and generating returns.
Access Liquidity Without Selling Your Investments
- Borrow up to 85% of your portfolio’s value (excluding retirement accounts).
Use the funds however you like:
– Purchase real estate in cash (in the U.S. or abroad)
– Diversify your investments for greater security and growth
– Protect your portfolio from market fluctuations
– Finance personal or business projects
How Does a Box Spread Loan Work?
Your Portfolio Acts as Collateral
- We use a Box Spread options strategy to create a secure, low-risk financing instrument.
- This serves as collateral for the loan, ensuring stability and low risk.
You Receive a Loan at Competitive Rates
- With access to 85% of your portfolio’s value, you can use these funds as needed.
You Maintain Full Market Exposure
- Your portfolio continues to grow and generate returns.
- You only pay interest, freeing up capital for other opportunities.
Why Choose Oui Financial for Your Box Spread Loan?
✔ Trustworthy Management
We ensure your portfolio is optimized and protected.
✔ Transparent Fees
No hidden fees or surprises – just clear pricing.
✔ Personalized Support
Our team provides dedicated guidance to help you navigate this financial strategy.
Understanding the Risks of a Box Spread Loan
While a Box Spread Loan is a powerful financial tool, it’s essential to be aware of potential risks:
Market Risk
- If your portfolio value drops significantly, some assets may need to be sold to meet loan requirements.
- Oui Financial actively monitors and manages risks to minimize disruptions.
Liquidity Restrictions
- Your portfolio serves as collateral, meaning withdrawals require prior discussion with Oui Financial, as they may impact the overall risk profile of your portfolio.
Interest Payments
- Interest can be paid or rolled over, regardless of portfolio performance.
- This strategy may not be suitable for all investors, as it involves risks related to market fluctuations.
Disclaimer
- While Oui Financial works to manage risks, market conditions can impact outcomes.
- You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions.*
Is a Box Spread Loan Right for You?
Whether you’re looking to invest in real estate, diversify your holdings, or access liquidity for new opportunities, this loan offers flexibility, tax benefits, and continued portfolio growth.
Schedule your free session below to learn how a Box Spread Loan can help unlock your portfolio’s potential with confidence.